Credit Union Office
CR1, Civic Centre, High Street, Uxbridge, Middx, UB8 1UW

t: 01895 250958

About Us

London Community Bank/Hillingdon Credit Union

We were formed in January 1991 originally just serving the employees of Hillingdon Council. Since then our Common Bond has extended to anyone who works or lives in the London boroughs of Hillingdon, Harrow, Ealing, Brent, Hounslow, Hammersmith & Fulham, Richmond upon Thames, Kingston upon Thames, Wandsworth, Merton as well as Slough and South Bucks.

In July 2022 we adopted the new trading name of London Community Bank, to better reflect the enlarged common bond area covered across London and to acknowledge the better perception and understanding that the term "community bank" has over the term "credit union"

We have over 3500 members including 400 junior savers

Our aims are:

Our “Mission Statement”

London Community Bank exists to empower everyone within our Common Bond to take control of their finances, so that money supports them to achieve their goals and to live well and safely within a fair, equal and supportive society.

The Board of Directors, Management, Staff and volunteers of the Credit Union hereby affirm that the efforts of the Credit Union will be consistently and professionally dedicated to the accomplishment of this mission.

The Credit Union Story

The modern Credit Union movement traces its origins to Germany and to Friedrich Willhelm Raiffeisen, the Mayor of a small town in southern Germany, who in 1849 formed societies, which later evolved in to Credit Unions. The purpose of these Credit Unions was to enable people to help themselves in relieving debt and poverty.

A Credit Union is a democratic, not for profit financial co-operative owned and controlled by its own members. Each Credit Union is run only to benefit its members, all of whom have something in common - the common bond.

Credit Unions in the UK were in existence for some time before the movement gained momentum in 1979, when the Credit Unions Act was passed.

Since then, the Credit Union philosophy of mutual self-help has proved very popular, and there are now over 360 Credit Unions affiliated to the Association of British of Credit Unions (ABCUL) throughout England, Scotland and Wales.

In the UK over 1.2 million members have recognized the value of credit unions, and have savings approaching £1.1 billion pounds with their credit unions, with total assets of over £1.3 billion. There are thousands employed in the sector and many more thousands are volunteers involved in the movement.

Directors details




David Payling



David is Deputy Chair of Hillingdon.  After completing an MA in Economics at Cambridge – David qualified as an Accountant at Deloitte.  Since then he has worked at Brewin Dolphin, latterly as Head of Finance for its Irish business.  Prior to that he spent 3 years in Zambia establishing a Micro-Finance Bank.  He was a Board member of CUBE prior to its merging with Hillingdon and is currently FD for a property company.

Kathryn Willis


Kathryn has over 30 years’ experience at senior management level in the Insurance Industry. Her final role before retirement was as Chief Actuary of Allianz Insurance. She has a BSc (Mathematics), an MPhil (Physics) and is a Fellow of the Institute of Actuaries (FIA). She has been involved with diversity initiatives throughout her career. In addition to being a Director of HCU she is a trustee of a charity providing grants for veterinary research and animal welfare. Prior to joining the HCU Board she was Secretary of the Credit Union for Brent and Ealing (CUBE) which transferred operations to HCU in 2020. She has a special interest in ensuring that ex-CUBE members are treated fairly. She has lived in the Borough of Ealing for more than 30 years.











Moji Macaulay








Moji was appointed Treasurer  of Hillingdon Credit Union in September 2020. She started her professional career at Deloitte & Touche in financial audit & assurance before working for Vodafone, Rolls-Royce, Carphone Warehouse, British Telecom and currently at Conde Nast in various senior finance positions.  She has extensive experience in financial reporting, financial control management, internal controls, corporate governance, tax, and treasury.

Moji graduated in Accounting with Finance from the University of Warwick in 2000, qualified as a Chartered Accountant in 2003 and was awarded fellowship of the Institute of Chartered Accountants in England & Wales in 2013.

Moji lives north of the Hillingdon borough with two young children.  When not running around after the kids, enjoys music, cooking and travelling. She is passionate about using her skills to serve the community and the need for better financial governance within local organisations.


Mark Austin









Mark is an entrepreneurial business leader with a track record of delivering commercial success for a range of financial and payment related companies. His expertise includes business development, marketing and product management

At Visa he led major initiatives such as the roll out and product development of contactless payments for Europe. He delivered the contactless product from concept to mass adoption and also led the ground breaking acceptance of Visa cards on Transport for London’s bus and underground network. Mark is qualified as a Chartered banker and in addition to working for Visa has held senior marketing and product roles at Lloyds, RBS and Tesco Personal Finance. 

In his spare time he enjoys attending live music events, lower league football and is also a Trustee for the Hypermobility Syndromes  Association.


 Mark Austin
















Directors Area